At Academy of Eye Care, we are able to provide both medical and routine eye care, and we accept a number of insurance plans to help cover the costs of your eye exam. Don’t guess on your coverage, call our office and ask if your plan is accepted and what your benefits may include. Below are some of the insurance plans we accept; if you do not see your plan listed here, please contact us and we will be happy to look into your coverage.
What does my Medical Insurance cover?
If you are having a problem with your eyes or vision that is found to be caused by a medical condition, such as allergies, dry eyes, cataracts, ect., then your exam is considered medical care. For example, if you're having difficulty seeing with your glasses, and the doctor finds that this is caused by cataracts, then your exam is medical care. Likewise if there is a need to prescribe any medication to treat any condition.
If you have a pre-existing condition or any disease that can affect vision (cataracts, glaucoma, dry eye, diabetes, high blood pressure, cholesterol, etc.) then your exam may be considered medical care. These services would then be covered by your major medical insurance. We are providers for many Medical panels including Medicare, Medicaid, and other health plans. Vision plans do not cover medical eye care.
What does my Vision Plan cover?
This coverage is intended for “well eye” exams including your eyeglass or contact lens prescription, and a screening for eye diseases / disorders and no medical decision or management is required. Most vision plans are limited to one office visit per year and a partial coverage or discounts for eyeglasses, and/or contact lenses.
Vision plans do not cover medical eye care. Medical Insurance does not cover glasses or contacts or services related to eyeglasses and contact lenses.
Check your coverage below: